While our core mandate includes providing agricultural loans to PACS/SKUS, we also extend financial assistance to Employees’ Co-operative Credit Societies (ECCS), which currently constitute approximately 14% of our total loan portfolio, Mahila Credit Co-operatives , self help groups and individuals under our jurisdiction .
Our bank proudly serves a customer base of over 3 lakh account holders, with a robust total deposit of ₹1195.23 crore. We offer a wide range of savings account options tailored to the needs of:
We are entrusted with the salary disbursement of all primary school teachers and nearly 70% of high school teachers in Uttar Dinajpur and Dakshin Dinajpur. In addition, we manage the salary accounts of employees from the Health Department, ICDS, Government Colleges, Municipalities, Panchayats, and even Indian Railways. We also facilitate widow pension and old-age pension payments and other DBT, ensuring timely support to our senior citizens and vulnerable communities.
We provide a wide array of hassle-free loans to both salaried individuals and business owners among others. These make up nearly 75% of our total loan portfolio, and include:
Our deposit products are designed to meet diverse savings and investment needs as well as to provide special cushion to our senior citizens: